ING is a worldwide financial establishment with a robust European base, offering banking products and services through its running company ING Bank. The function of ING Financial institution is empowering persons to continue to be a step ahead in lifestyle and in business enterprise. ING Bank’s far more than 57,000 employees off er retail and wholesale banking companies to shoppers in more than 40 nations around the world.
ING Team shares are stated on the exchanges of Amsterdam (INGA NA, INGA.AS), Brussels and on the New York Inventory Trade (ADRs: ING US, ING.N).
Sustainability forms an integral part of ING’s system, evidenced by ING’s foremost position in sector benchmarks. ING’s ESG score by MSCI was affirmed ‘AA’ in December 2021. ING Team shares are incorporated in main sustainability and Environmental, Social and Governance (ESG) index goods of top suppliers STOXX, Morningstar and FTSE Russell. In January 2021, ING gained an ESG evaluation rating of 83 (‘strong’) from S&P World Rankings.
Crucial Lawful Info
Features of this push release incorporate or might have info about ING Groep N.V. and/ or ING Financial institution N.V. in just the this means of Post 7(1) to (4) of EU Regulation No 596/2014.
Selected of the statements contained herein are not historic details, together with, without having limitation, specific statements manufactured of long run expectations and other forward-on the lookout statements that are primarily based on management’s existing views and assumptions and contain known and not known dangers and uncertainties that could lead to actual benefits, general performance or occasions to vary materially from those expressed or implied in this kind of statements. Real outcomes, general performance or activities might vary materially from those in these types of statements because of to a variety of elements, together with, without the need of limitation: (1) variations in normal economic conditions and purchaser behaviour, in specific economic circumstances in ING’s core markets, together with alterations influencing currency trade rates and the regional and world-wide financial effects of the invasion of Russia into Ukraine and relevant intercontinental reaction actions (2) results of the Covid-19 pandemic and relevant reaction steps, like lockdowns and vacation limits, on financial ailments in countries in which ING operates, on ING’s enterprise and operations and on ING’s personnel, prospects and counterparties (3) alterations influencing curiosity fee concentrations (4) any default of a key marketplace participant and similar industry disruption (5) modifications in effectiveness of money markets, which include in Europe and producing markets (6) fiscal uncertainty in Europe and the United States (7) discontinuation of or alterations in ‘benchmark’ indices (8) inflation and deflation in our principal markets (9) adjustments in problems in the credit history and funds markets typically, which includes adjustments in borrower and counterparty creditworthiness (10) failures of banking institutions slipping beneath the scope of state payment schemes (11) non-compliance with or adjustments in rules and rules, together with these regarding economical providers, money economic crimes and tax rules, and the interpretation and application thereof (12) geopolitical hazards, political instabilities and procedures and steps of governmental and regulatory authorities, together with in connection with the invasion of Russia into Ukraine and relevant international response steps (13) legal and regulatory threats in particular countries with considerably less created lawful and regulatory frameworks (14) prudential supervision and polices, such as in relation to pressure tests and regulatory constraints on dividends and distributions (also between users of the group) (15) regulatory implications of the United Kingdom’s withdrawal from the European Union, which include authorizations and equivalence conclusions (16) ING’s skill to meet bare minimum money and other prudential regulatory specifications (17) adjustments in regulation of US commodities and derivatives enterprises of ING and its customers (18) software of lender recovery and resolution regimes, which include publish down and conversion powers in relation to our securities (19) consequence of present-day and potential litigation, enforcement proceedings, investigations or other regulatory actions, which include promises by buyers or stakeholders who experience misled or addressed unfairly, and other conduct concerns (20) adjustments in tax laws and rules and hazards of non-compliance or investigation in relationship with tax legislation, together with FATCA (21) operational and IT hazards, these as system disruptions or failures, breaches of stability, cyber-attacks, human mistake, variations in operational methods or insufficient controls including in regard of 3rd parties with which we do small business (22) dangers and problems related to cybercrime which includes the outcomes of cyberattacks and variations in legislation and regulation relevant to cybersecurity and data privacy (23) modifications in general aggressive factors, which includes ability to enhance or sustain sector share (24) incapacity to safeguard our mental home and infringement claims by 3rd events (25) lack of ability of counterparties to satisfy financial obligations or capability to enforce rights towards this sort of counterparties (26) improvements in credit ratings (27) organization, operational, regulatory, reputation, changeover and other threats and problems in link with local weather change and ESG-related matters (28) inability to appeal to and retain critical staff (29) long run liabilities less than defi ned profit retirement designs (30) failure to control business challenges, such as in link with use of models, use of derivatives, or maintaining correct procedures and guidelines (31) adjustments in money and credit rating markets, including interbank funding, as well as customer deposits, which present the liquidity and cash needed to fund our operations, and (32) the other risks and uncertainties specific in the most modern annual report of ING Groep N.V. (which includes the Threat Aspects contained therein) and ING’s more current disclosures, which includes push releases, which are out there on www.ING.com.
This doc may include inactive textual addresses to web internet sites operated by us and third parties. Reference to such websites is made for info applications only, and details identified at such web-sites is not included by reference into this document. ING does not make any representation or warranty with respect to the accuracy or completeness of, or consider any responsibility for, any data located at any web sites operated by 3rd get-togethers. ING exclusively disclaims any liability with regard to any information and facts identified at internet websites operated by third parties. ING can’t ensure that sites operated by 3rd parties continue to be offered next the publication of this doc, or that any data located at this kind of web sites will not improve adhering to the filing of this document. Many of people aspects are further than ING’s control.
Any ahead searching statements produced by or on behalf of ING talk only as of the date they are manufactured, and ING assumes no obligation to publicly update or revise any ahead-hunting statements, regardless of whether as a end result of new info or for any other explanation.
This document does not represent an offer you to sell, or a solicitation of an provide to purchase, any securities in the United States or any other jurisdiction.